Rapid PayCard

Manage a rapid! Visa or Mastercard PayCard online at www.rapidfs.com. The rapid! PayCard is a powerful financial service for employers to provide wage delivery electronically to employees who do not have traditional banking relationships. It saves both employee and employer time and money associated with cashing checks, and it’s safer than cash because funds are protected by Visa and MasterCard Zero Liability programs.

Eliminate the hassle of lost checks and paying check cashing fees with a paycard from rapidfs.com. Employees benefit from text alerts, cash back merchant rewards, interest bearing savings, online bill payment, surcharge-free Allpoint ATM withdrawal, and more! Plus, there are no overdraft fees or required credit checks because this is not a credit card.

Log into an account at RapidFS by entering visiting the homepage and entering the User ID and password associated with an account. If an account has not yet been created, click “First time login” and enter the 16-digit number of the card issued by an employer. Users may need to provide identifying information such as name, age, and date of birth, in addition to an email address for authorization. After receiving an authorization e-mail, please enter the code to access the account. If using a private computer, users may select the option to “Remember this machine” so as to not need a code to log-in from that device.


From the RapidFS accounts page, users can:

  • Check remaining balance
  • See transaction history
  • Pay bills online or send a check
  • Sign up for text or email alerts
  • Make airline or hotel reservations
  • Enroll in a savings plan
  • Access direct deposit information for use with a different employer


For a full list of fees associated with a rapid! fs PayCard, please see the cardholder agreement available through the accounts page. For help with an account, or to report a card lost or stolen, call (877) 380-0980. Employers interested in adding the rapid! PayCard system to their payroll services are encouraged to call (888) 828-2270 to speak with a sales specialist.

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