Skylight Paycard

Manage a Skylight ONE Visa or MasterCard Card at www.skylightpaycard.com. The Skylight Program is the fast, easy, and safe way to get paid. Use the card to pay at for purchases at stores, restaurants, gas stations, even online or over the phone — anywhere Visa or MasterCard debit cards are accepted.

Because users don’t waste time waiting for a paycheck or going to a check cashing store, they get their hard-earned wages faster. It’s also safer than carrying cash as funds are FDIC-insured, so even if the card is lost or stolen, the money remains safe. If cash is desired, it can be withdrawn from over 1 million surcharge-free worldwide, or over-the-counter from Visa or MasterCard member banks. Plus, since Skylight is not a credit card, there are never any interest charges to worry about. Visit SkylightPayCard.com to see all Skylight can do!

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Take control of finances with SkylightPayCard.

To activate a new card or register with Skylight Pay Card for online access, click on the “New Customers Registration/Activation” link in the header. Enter the 16 digit card number located on the front of the Skylight PayCard issued by the employer and the 3-digit CVC2 number, located on the back of the card, in the respective boxes. Then, enter the last four digits of the primary Account holder’s social security number, and the month and last two digits of their birth year. During the activation process, users will be asked to select a 4-digit Personal Identification Number (PIN.)

Online access lets users:

  • Review payment activity
  • Check current balance
  • Sign up for Anytime Alerts and have balance, transactions, or deposits alerts sent to a phone number
  • Send cash to other cardholders with Cardholder Transfers
  • Make pay last and start saving for the future with easy-to-use online budgeting tools
  • Pay bills online with the biller directory powered by Billeo
  • And more!

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While most transactions with Skylight are surcharge free, there are some fees associated. Some programs offer Optional Balance Protection, which may cover a transaction that exceeds the amount on the card. There is no fee to sign up for this service, but one will be levied in the event that the service is needed. Please log-in to an account and consult the Holder Agreement and Fee Schedule for details on this and other fees.

To report a card lost or stolen, or for general questions regarding an account, please contact Customer Service toll-free at 1-888-606-9800. English and Spanish-speaking representatives are available Mon – Fri from 6AM – Midnight, CT, and Sat – Sun from 8AM – 8PM, CT. Written correspondence may be sent to customerservice@skylightpaycard.com or to Skylight Financial, P.O. Box 14720, Austin, TX 78761. 

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